Valuable Protection and Money Saving Benefits

Product Protection

Product Protection, Rent To Own, PTS Direct Benefits, Benefit Marketing Solutions

 Receive a replacement item, at the same rental rate, should you suffer a covered loss of rental merchandise.

Money Saving Benefits

Money saving benefits, PTS Direct Benefits, Benefit Marketing Solutions

Our club plans deliver additional value beyond your purchase.  Save money at the pharmacy, get a rebate on your utilities, or save 10% on your AT&T bill.

Additional Protection

Unemployment benefit, PTS Direct Benefits, Benefit Marketing Solutions

Enjoy extra peace-of-mind with our Unemployment or Lease Cancellation (Death) Benefits.

RTO Product Protection

ON-RENT PRODUCT PROTECTION BENEFIT

image1

PTS Direct Benefits will provide a member with an On-Rent Product Protection Benefit. This benefit for members will allow them to receive a replacement item, at the same rental rate, should they suffer a covered loss of rental merchandise. A covered loss will include damage of loss due to fire, flood, windstorm, lightning or other acts of God, and theft. If the claim is due to theft, a police report must be filed within 48 hours of the loss and there must be visible signs of forced entry.

ONE-YEAR PAID OFF PRODUCT PROTECTION

image2

PTS Direct Benefits will provide a member with a One-Year Paid-Off Product Protection Benefit, after the member owns the merchandise. This benefit will allow the member to have 1 year of Paid-Off Protection after the rental term has been completed and they own the merchandise. Protection is provided against product failure and mechanical breakdown of the merchandise not caused by external conditions. Without this benefit, any repairs required on previously rented merchandise, including home electronics, furniture, appliances, and computers would be the responsibility of the member. Members can contact PTS Direct Benefits at (706)602-0597 option 5 for service on their rental items.

PERSONAL BENEFITS

UNEMPLOYMENT BENEFIT

image3

In the event of involuntary unemployment, a customer’s monthly rental payment(s) will be covered by club (including applicable sales tax and other covered fees) up to a maximum of $1,000 on all rental agreements combined, for four (4) months, or when customer is able to return to work, whichever occurs first. 

Involuntary unemployment means that customer has totally and continuously lost their full-time employment as a result of (1) a permanent involuntary termination of employment; or (2) an involuntary layoff or suspension of employment; or (3) an authorized, unionized strike or labor dispute by a charted or previously organized trade or labor union.

Stores must provide signed claim form, proof of unemployment, copy of all rental agreements, club agreement, rental and club payment histories when filing an Unemployment Benefit claim. Customers must provide continuous proof of unemployment for the duration of the benefit. 

This benefit is NOT INSURANCE or a SUBSTITUTE FOR INSURANCE.

LEASE CANCELLATION BENEFIT

image4

PTS Direct Benefits will provide a member with a lease cancellation benefit. This benefit will allow the liability on the rental agreement to be forgiven if the first, or second person listed on the rental agreement dies if under the age of 70. If a claim is to be filed, please contact PTS Direct Benefits as soon as possible and provide a certified copy of the death certificate. Claims must be filed within 60 days of incident for coverage. 

CREDIT-BUILDING BENEFIT

image5

Members can now use payments for typical monthly expenses to help build their credit, including: Power, Water, Gas, Waste, Mobile Phone, Internet, Cable T.V., Satellite T.V., and Landline Phone. Visit: www.ptscredit.com for full details and to sign up. For any assistance with the sign-up process, call 706-602-0597 option 5 and a PTS Representative can help get you started.

Health Care Savings

TELEMEDICINE PROGRAM

image6

Members are eligible for Telemedicine Benefit at a discounted rate of $5 month. Direct Access to board certified medical Doctors across the US via phone or web chat 365 days a year/24/7. Customers can simply call into My Doctor or pull up the app on their phone (or other device), and instantly be connected to a nurse or doctor of their choosing while being in the privacy and comfort of their home or space. Members must contact PTS Direct Benefits to enroll in this program. 

FREE PRESCRIPTION DISCOUNT CARD

image7

 Direct Benefits will provide a member with a free discount prescription card where a member can save at more than 54,000 national and regional pharmacies. This card is not insurance, but it can provide members with an average savings of 32-35% off usual and customary pricing and savings as high as 75%.  

Everyday Savings

REBATES ON GROCERIES, UTILITIES, AND GASOLINE

Club members are eligible to receive up to $200 per year in rebates for purchases on (1) groceries, (2) utilities, and (3) gasoline. Members are entitled to one rebate per category every ninety (90) days up to the following amounts per period: $25 for groceries; $15 for utility bills; and, $10 for gasoline. Members are eligible for these rebates every ninety-day period while they are a current club member. 


AT&T 10% WIRELESS DISCOUNT

  PTS Direct Benefits is proud to offer a 10% discount to AT&T Wireless customers on their base voice/data plan billing each month over $30*. It will take approximately two months before the discount appears on their monthly statement. Use the following instructions to register your customer for the discount online.

*Discount not valid on unlimited data plans.

COUPON PROGRAM

 By using the Direct Benefits coupon program, members can save money each month with a variety of coupons. It’s simple and the savings begin immediately!
1. HIGHLIGHTS

  • The Direct Benefits program allows you to choose the coupons you want to receive for the items you are interested in buying.
  • Choose from our variety of coupons ranging from groceries to baby and pet care.
  • As long as you maintain your Direct Benefits membership you can continue to order coupons and save money.

2. HOW THE DIRECT BENEFITS COUPON PROGRAM WORKS

  • Fill out your information on the following order form.
  • Check off which categories of coupons you are most interested in.
  • Print out the form.
  • Send the completed form to: PTS Direct Benefits, Attn: Member Services, 113 North Park Avenue, Calhoun, GA 30701 or directbenefits@ptsfinancialservices.com  or call 706-622-5390. 

3. SAMPLE COUPONS
Sample of recent coupons that have been offered in the past.Sample Grocery Coupons:$1.00 off any Frozen Pilsbury Egg Scrambles OR Biscuit Sandwiches Sample Pet Care Product Coupons: $3.00 off any Purina Pro Plan Brand Dog Food, Any Size, Any VarietySample Pharmacy Coupons:$4.00 off any Non-Drowsy Claritin Allergy ProductSample Household Items Coupons:$4.00 off any Scrubbing Bubbles One Step Toilet Bowl Cleaner Starter Kit

Travel Benefits

EMERGENCY TRAVEL EXPENSE

If member is more than 100 miles from home and his or her automobile become disabled, Club will reimburse member up to $300 in actual expenses of continuing their journey by car rental or commercial transportation and/or room and board while waiting on auto repairs.  If master member and associate member are traveling together this benefit is limited to $300.  If disabling event occurs where member is temporarily employed, benefit is limited to transportation expense only.  

Request reimbursement with this Form.

TRAVEL DISCOUNTS

To book discounted travel anywhere in the world, go to my www.myptstravel.com and book online all travel of any type as well as other products and services. This is an independent agent and PTS Direct Benefits receives no monetary consideration from your use of travel agent’s services.  

RENTAL CAR DISCOUNTS

A Direct Benefits Program Member will be entitled to a discount on rental cars with Enterprise and National Rental Car. For reservations, members can call 1-800-261-7331 toll-free, or make reservation online, and ask for Corporate Discount Number #XZ03B31. This will entitle the customer to a fixed percentage discount of 5% on Enterprise and 10% on National Rental Car over the standard rate.

Additional Benefits

FREE TAX LIABILITY ESTIMATE*

  PTS Direct Benefits will provide a member with a Free Tax Liability Estimate at any participating PTS affiliate office. A member can take tax documents including W-2’s, 1099’s, etc. and a trained preparer will enter tax information to provide an estimate on the current year tax return. Please contact PTS Direct Benefits to find a participating PTS affiliate location*.

*This benefit is only available at participating locations.

FREE TAX RETURN OVERLOOK

PTS Direct Benefits will provide a member with a free tax return overlook. If PTS did not prepare customer’s tax return in the last four years, our member services group will review return to ensure that the member received the maximum tax refund available for the taxpayer.  If the original return was not filed correctly, member will be given advice on how to proceed. Please provide all documents used in the initial tax return preparation as well as the completed tax return that was submitted to the IRS. Please forward your information with the Request Form to the address below.

CHILD FINGERPRINT KIT

PTS Direct Benefits will provide a member with a Child Identification Kit that will include a fingerprint kit. This benefit, which must be ordered from PTS Direct Benefits, will provide parents with peace-of-mind knowing that their child’s personal information is recorded in case of an emergency. A parent will be able to record personal, contact, dental and medical information. A photo of the member’s child can be attached to the paperwork. 

1-800-FLOWERS DISCOUNT

PTS Direct Benefits will provide a member with discount on flowers from 1-800-Flowers.com. The member will call 1-800-356-9377 or go online at www.1-800-flowers.comwhere the many offerings can be viewed. The promotional code is: ADAMO. Personal service is available 24 hours a day, 7 days a week for delivery the same day or any day. Members can save a minimum of 15% off flowers, plants, gift baskets, plush toys, gourmet foods and more. There is a 100% satisfaction guarantee. The discount does not apply to delivery fees or any applicable taxes.

$10,000 BAIL BOND

If a member is charged in an auto accident in which someone is injured or killed, the Club will reimburse for the fee charged by a licensed bail bondsman in an amount that is the lesser of 10% of the face amount of the bail bond set in your case or $1,000. Club will not be a surety on any bail bond. This provision does not include an appeal bond of any kind. (NOT AVAILABLE IN OKLAHOMA OR VIRGINIA).

PERSONAL DEFENSE FEES

When charged with vehicular homicide due to an auto accident, the Club will pay attorney of member’s choice up to $250 to defend current member in preliminary hearing and up to $250 each for subsequent trials or hearings, but not exceeding $750 per accident.

$150 TRAFFIC COURT DEFENSE

Club will reimburse up to $150 for member’s attorney for defending member if the member is charged with a traffic violation while involved in an accident in which someone is injured or killed.

STOLEN AUTOMOBILE REWARD

Club will pay a reward of $2,500 for any person responding to the member’s posting of reward and giving information to law enforcement officials that directly leads to the arrest and conviction of anyone stealing member’s automobile

THIS IS NOT AN INSURANCE POLICY, BUT AN ADDITIONAL PTS DIRECT BENEFITS MEMBER BENEFIT

Latest Terms & Conditions

Have A Question? Contact Us!

Can't find the answer on this site? Use this quick message form...

PTS Direct Benefits Club Program

113 N. Park Avenue, Calhoun, GA 30701

(706) 602-0597 option 5

Hours

Monday - Friday: 9am - 5pm Eastern

Closed On National Holidays