Direct Benefits

Club Member Perks -- Just For You

How Does It Work?

Plans May Vary By Location

Your club plan may vary based by where you purchased it and by geography.  Some stores offer exclusive benefits to you directly.

Benefits For You

Our club plans deliver additional value beyond your purchase.  Check out the exciting details below.

Great Value

Our club plans include benefits that pay when you need help most.  As a member, you'll get great deals we don't offer any other way.

RTO One-Year Extended Warranty

For plans that include a one-year extended warranty: PTS Direct Benefits will provide a member with a one-year extended warranty after the member owns the merchandise. This benefit will allow the member to have 1 year of warranty protection after the rental term has been completed and they own the merchandise. Protection is provided against product failure and mechanical breakdown of the merchandise not caused by external conditions. Without this benefit, any repairs required on previously rented merchandise, including home electronics, furniture, appliances and computers, would be the responsibility of the member. Members can contact PTS Direct Benefits at 706-602-0597 option 5 for service on their rental items.

The customer must be a club paying member for at least 6 months at the time of payout.

Protection is provided against product failure and mechanical breakdown of the merchandise, not caused by external conditions. This benefit only covers merchandise that is paid out while you are a club member and as long as you maintain your membership (up to one year after ownership). This benefit covers repaid costs (including parts and labor) of all items that were covered under the original manufacturer’s warranty (subject to some exclusions.)

Products Covered: Camcorder, Cell Phone, Color TV, Computers, Dishwasher, Dryer, DVD Player, Freezer, Furniture Sets (bedroom, dining room, living room), Home Entertainment Centers, Lamps, Microwave Oven, Phones (cordless), Refrigerator, Room Air Conditioner, Sewing Machine, Speakers, Stereo/Rack/Boom box, Stove/Range, Vacuum Cleaner, Washer, Washer/Dryer combo, Lawnmowers.  

Products not Covered: Clocks, Digital Cameras, Exercise Equipment, Jewelry, Mattress or Box Springs, Paintings, Plants (Silk), Video Game Systems or Games, Small Electronics, or Toolboxes.  

If something is not listed please call PTS at 706-602-0597 option 5 for more clarification.

More Big Benefits

Product Replacement and Theft Benefit

Direct Benefits will provide a member with a Product Replacement & Theft Benefit. A new agreement will be opened “on like kind replacement product at the same rental/lease/purchase terms.”  A covered loss will include damage of loss due to fire, flood, windstorm, lighting or other acts of God, and theft. If the claim is due to theft, a police report must be filed within 48 hours of the loss and there must be visible signs of forced entry. All rental/lease/purchase payments and fees must be current and in order, and the merchandise must be located at the address on the rental/purchase agreement for the claim to be covered.  Replacement claims exclude data and its value.  Replacement claims also exclude contents inside buildings/sheds purchased.

To file a claim, customer must contact the store where the rental/purchase agreement was made and provide appropriate documentation from the Police or Fire Department as applicable. This agreement will not be in effect for normal wear & tear, damage due to mis-use, abuse, mysterious disappearance, abandonment, or negligence. The store will provide the claim form that must be signed by the customer.

Elevate Debit Card

PTS Direct Benefits will provide a member with a Prepaid Debit VISA Card®. The card will be made available to the member by contacting PTS Club. A member must be 18 years or older to register for this card. A member must also be prepared to give legal name, address, birthday, gender, phone numbers, email, and social security number. If the member’s identity can be verified from the data input on the website, a card will be mailed to the home address. The Elevate Prepaid Visa Card® is issued by Sunrise Bank, N.A. pursuant to a license by VISA U.S.A., Inc. Card issuance and use is subject to identification verification and applicable terms and conditions set forth in the cardholder agreement.

Benefits of the Prepaid Visa

  • No Enrollment Fee
  • No Activation Fee
  • No Swipe Fees
  • Pay for Purchases Using Your PIN and Get Cash Back – Free
  • Free Payroll Direct Deposit and government Benefits Direct Deposit
  • Over 22,000 Surcharge-Free ATMs
  • Free Text* and Email Alerts (all transactions/real time account balance) *standard text messaging rates from your wireless service provider may apply.
  • 24/7 Automated Voice System Customer Support
  • Free Online Statements
  • Ability to Use Your “Signature” or “PIN” for Purchases
  • Free Card to Card Money Transfer (Get It to Get It)
  • Free Card to Another Bank Account Transfer (& Vice Versa) 
  • Make (it) Yours! Personalize Your Card with Your Very Own Picture (additional fee applies)
  • Use Everywhere Debit VISA is Accepted
  • Deposits are FDIC Insured Up Through The Bancorp Bank; Member FDIC

Click Here to get started and for more details.

AT&T 10% Wireless Discount

PTS Direct Benefits is proud to offer members a 10% discount for AT&T Wireless customers on their base voice/data plan billing each month when the plan is over $30. 

Contact us today for instructions on how to claim this AT&T Premiere benefit on your AT&T Wireless plan. 706-602-0597 option 5.

Free Prescription Discount Card

PTS Direct Benefits will provide a member with a free discount prescription card where a member can save at more than 54,000 national and regional pharmacies. This card is not insurance, but it can provide members with an average savings of 32-35% off usual and customary pricing and savings as high as 75% on some medications. The discount card is designed as a stand-alone benefit program but it may also be used as a supplement for insured prescription plans to cover non-formulary prescriptions. It can also be used as a Medicare Part D supplement by covering drugs once participants reach the point in the Medicare Program where drugs will not be reimbursed.  The Card’s network includes most major pharmacy chains nationwide.

This benefit is NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan, or a qualified health plan under the Affordable Care Act and does not meet minimum creditable coverage requirements under applicable state law. This benefit provides discounts for certain products provided by the Card’s network providers, the provision of which varies depending on the provider - see provider for details.  

Lease Cancellation Benefit

PTS Direct Benefits will provide a member with a lease cancellation benefit. This benefit will allow the liability on the rental agreement to be forgiven if the first person listed on the rental agreement dies if under the age of 70. If a claim is to be filed, please contact your store as soon as possible and provide a certified copy of the death certificate to expedite processing.  

Even More Benefits

1-800-FLOWERS Discount

PTS Direct Benefits will provide a member with discount on flowers from The member will call 1-800-356-9377 or go online at www.1-800-FLOWERS.COM where the many offerings can be viewed. Use the promo code provided at purchase of your club plan. Personal service is available 24 hours a day, 7 days a week for delivery the same day or any day. As a member, you can save a minimum of 15% off flowers, plants, gift baskets, plush toys, gourmet foods and more. There is a 100% satisfaction guarantee. The discount does not apply to delivery fees or any applicable taxes.

Can't find your code? Give us a call and we'll provide it to you.

706-602-0597 option 5

Child Fingerprint Kit

PTS Direct Benefits will provide a member with a Child Identification Kit that will include a fingerprint kit. This benefit, which must be ordered from PTS Direct Benefits, will provide parents with peace-of-mind knowing that their child’s personal information is recorded in case of an emergency. A parent will be able to record personal, contact, dental and medical information. A photo of the member’s child can be attached to the paperwork. 

Simply request your Child Fingerprint Kit by phone, fax or email.

Benefits On The Go

Emergency Travel Expense

If member is more than 100 miles from home and his or her automobile become disabled, Club will reimburse member up to $300 in actual expenses of continuing their journey by car rental or commercial transportation and/or room and board while waiting on auto repairs.  If master member and associate member are traveling together this benefit is limited to $300.  If disabling event occurs where member is temporarily employed, benefit is limited to transportation expense only.  

Request reimbursement with this Form.

Travel Discounts

To book discounted travel anywhere in the world, go to my and book online all travel of any type as well as other products and services. This is an independent agent and PTS Direct Benefits receives no monetary consideration from your use of travel agent’s services.  

Enterprise and National Discounts

As a Direct Benefits Program Member, you will be entitled to a discount on rental cars with Enterprise and National Rental Car. For reservations, please call 1-800-261-7331 toll-free, and ask for Corporate Discount Number provided when you purchased your club plan. This will entitle the customer to a fixed percentage discount of 5% on Enterprise and 10% on National Rental Car over the standard rate. 

Can't find the discount code? Give us a call and we'll look it up for you.

Emergency Automobile Service Reimbursement

Member calls for road service of member’s choice and Program will reimburse member up to $50. PTS Direct Benefits Program will reimburse for towing or wrecker service and service call by garage or mechanic to member’s disabled auto. Included is opening locked vehicle, ignition or garage door if member’s key has been lost or broken. Roadside mechanical repair includes labor and service call only. Gas, parts, new keys and repairs in garage or at service station not included, except tire repair and battery charge which are limited to $15 each. Only one wrecker charge or service call per disablement. Assistance of a private citizen or services of a family member in the wrecker business is not reimbursable.   

Send a copy of your paid invoice to us by fax or mail.  Be sure to include your membership information and a way for us to contact you.

Stolen Automobile Reward

Club will pay a reward of $2,500 for any person responding to the member’s posting of reward and giving information to law enforcement officials that directly leads to the arrest and conviction of anyone stealing Member’s automobile.  

Use this Form to claim this benefit. 

$150 Traffic Court Defense

If a Member is charged with a traffic violation while involved in an auto accident in which someone is killed or injured, the Club will reimburse the Member up to $150 for attorney fees charged by Member’s attorney for defending Member.

Call 706-602-0597 option 5 to get started.

Tax Time Benefits

Free Tax Return Overlook

PTS Direct Benefits will provide a member with a free tax return overlook. If PTS did not prepare your tax return in the last four years, our member services group will review your return to ensure that the member received the maximum tax refund available for the taxpayer.  If the original return was not filed correctly, you will be given advice on how to proceed. Please provide all documents used in the initial tax return preparation as well as the completed tax return that was submitted to the IRS. Please forward your information with the Request Form to the address shown.

Free Tax Liability Estimate


PTS Direct Benefits will provide a member with a Free Tax Liability Estimate at any participating PTS affiliate office. A member can take tax documents including W-2’s, 1099’s, etc. and a trained preparer will enter tax information to provide an estimate on the current year tax return. Please contact PTS Direct Benefits at 706-602-0597 to find a participating PTS affiliate location near you*.

*This benefit is available only at participating locations.

$20 Tax Return Preparation Discount


When you go to a PTS Financial Services Affiliate to have your tax return prepared, you will receive a credit of $20 on your tax return preparation fees. Just bring in your current PTS Direct Benefits Program Membership Card to the PTS Affiliate you purchased your membership from, and the credit will be applied to fees owed*.

*Discount available at participating locations.

Coupon Program

By using the Direct Benefits coupon program, members can save money each month with a variety of coupons. It’s simple and the savings begin immediately!

The Direct Benefits program allows you to choose the coupons you want to receive for the items you are interested in buying.


  • Choose from our variety of coupons ranging from groceries to baby and pet care.
  • As long as you maintain your Direct Benefits membership you can continue to order coupons and save money.


  • Print and fill out your information on the order form.
  • Check off which categories of coupons you are most interested in.
  • Send the completed form and the $2 processing fee along with a self-addressed stamped envelope to: 

PTS Direct Benefits, Attn: Member Services, 113 North Park Avenue, Calhoun, GA 30701. 

(The $2 processing fee is for shipping and handling.) 

  • For each order submitted, you will receive coupons for the selected categories.


Sample of recent coupons that have been offered in the past. 

Sample Grocery Coupons: $1.00 off any Frozen Pilsbury Egg Scrambles OR Biscuit Sandwiches  

Sample Pet Care Product Coupons:  $3.00 off any Purina Pro Plan Brand Dog Food, Any Size, Any Variety 

Sample Pharmacy Coupons: $4.00 off any Non-Drowsy Claritin Allergy Product 

Sample Household Items Coupons: $4.00 off any Scrubbing Bubbles One Step Toilet Bowl Cleaner Starter Kit   

$10,000 Bond

If a member is charged in an auto accident in which someone is injured or killed, the Club will reimburse for the fee charged by a licensed bail bondsman in an amount that is the lesser of 10% of the face amount of the bail bond set in your case or $1,000. Club will not be a surety on any bail bond. This provision does not include an appeal bond of any kind.  (NOT AVAILABLE IN ALL STATES INCLUDING OKLAHOMA AND VIRGINIA.) 

Personal Defense Fees

If a Member is charged with vehicular homicide due to an auto accident, the Club will pay an attorney of member’s choice up to $250 to defend current member in a preliminary hearing and up to $250 each for subsequent trials and/or hearings. The total amount payable by the Club shall not exceed $750 per accident.  

Latest Terms & Conditions

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PTS Direct Benefits

113 N. Park Avenue, Calhoun, GA 30701

(706) 602-0597 option 5


Monday - Friday: 9am - 5pm Eastern

Closed On National Holidays